Your opportunity

• At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

This role owns the vision, roadmap, priorities, and delivery of money movement and asset transfer platform capabilities, translating business strategy and customer needs into clear product increments that improve payments, transfers, account funding, scheduling, verification, and transaction experiences. The Senior Product Owner partners closely with business, operations, design, engineering, architecture, data, controls, and Agile teams to define requirements, manage dependencies, maintain a delivery-ready backlog, assess operational and technical impacts, and guide capabilities from discovery through implementation, adoption, and continuous improvement. Success in this role requires balancing customer value, operational efficiency, risk, technical sustainability, and delivery commitments while aligning stakeholders, communicating progress, and supporting scalable, reusable platform solutions.

Key Responsibilities

• Own the product vision, roadmap, priorities, and delivery of money movement and asset transfer platform capabilities.
• Translate business strategy and customer needs into clear product increments that improve payments, transfers, account funding, scheduling, verification, and transaction experiences.
• Partner with business, operations, design, engineering, architecture, data, controls, and Agile teams to define requirements and manage dependencies.
• Maintain a delivery-ready backlog, assess operational and technical impacts, and guide capabilities from discovery through implementation and adoption.
• Balance customer value, operational efficiency, risk, technical sustainability, and delivery commitments while aligning stakeholders and communicating progress.

What you have

To ensure that we have fulfilled our promise of "challenging the status quo," this role has specific qualifications that successful candidates should have.

Required Qualifications:

• Must be authorized to work in the US without Sponsorship.
• Product management or Product Owner experience supporting complex cross-functional products, platforms, or transformation initiatives.
• Ability to define product vision, roadmaps, outcomes, priorities, and delivery-ready backlogs.
• Strong requirements and story-writing skills, including acceptance criteria, use cases, workflows, and process documentation.
• Strong analytical, communication, facilitation, negotiation, and stakeholder-management skills, with the ability to influence without direct authority, navigate ambiguity, and create clarity across multiple workstreams.

Preferred qualifications:

• Background with platform products, APIs, shared services, event-driven integrations, or enterprise capabilities.
• Knowledge of money movement, payments, ACH, transfers, banking, brokerage, retirement, lending, treasury, or transaction-processing platforms.
• Familiarity with Agile delivery practices and tools such as Jira and Confluence.
• Success helping multiple customer or employee channels adopt shared platform services; bachelor’s degree or equivalent practical background preferred.

In addition to the salary range, this role is eligible for bonus or incentive opportunities.