Sr Business Systems Analyst

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

The Bank Platform Overview

The Bank Platform is an essential part of the Schwab Banks system software ecosystem, supporting both Charles Schwab Bank and Premier Bank entities. This platform underpins all banking business capabilities, including client self-service functions, tools for client-facing professionals, and internal systems that enable the bank to meet its financial obligations, as well as risk and regulatory requirements. It consists of a combination of APIs, integration mechanisms, and data stores, with a strong reliance on vendor solutions. The platform connects with most Schwab system domains and integrates with tools used by business operations teams.

The Role of the Bank Business Systems Analyst Lead

The Bank Business Systems Analyst Lead plays a vital role in bridging business and technology functions across all banking capabilities, including lending, deposits and core banking. This position is responsible for delivering business architecture solutions and conducting analyses of business data and services for bank initiatives and new features. The analyst must possess a comprehensive understanding of business operations and the organization of technical systems that enable them. Their expertise encompasses the capabilities and limitations of internal systems, vendor integrations, and data analytics, ensuring that business solutions are aligned with the Bank’s strategic technology direction.

Our Opportunity

• Facilitate clear communication between business and technology teams to ensure mutual understanding of requirements and constraints. Effectively translate complex technical information for non-technical stakeholders and interpret business needs for technical teams. Actively communicate the needs, dependencies, benefits, and expected outcomes to both Business and Technology stakeholders.
• Assess the feasibility of business capabilities for specific initiatives. Evaluate and interpret key initiative requirements, vision, timelines, and their impact on bank platform and vendor systems.
• Analyze business processes to identify improvement opportunities and recommend solutions that support business and operational strategies and goals.
• Review technical proposals to ensure alignment with business requirements.
• Identify critical development and integration dependencies and key milestones for project management tracking.
• Provide support to Product Owners and Technology teams by delivering business architecture, detailed requirements specifications when appropriate, data mapping, and guidance on API usage when needed.
• Promote operational efficiency and innovation within the Bank Platform Team and in collaboration with business, operations and technology partners.

What you have

Required Experience 

• Bachelor’s degree in a technical discipline.
• Two to five years of experience as a Business Systems or Technical Systems Analyst for large enterprise banking systems.
• Two to five years’ experience with system analysis & design: Creating detailed specifications for new and modified systems
• Distinctive combination of business acumen and technical expertise, including knowledge of business banking capabilities, typical end-to-end process flows, common architectural patterns and systems integrations, and familiarity with banking regulations.
• Communication: Ability to explain complex, technical processes to non-technical stakeholders.
• Analytical Thinking: Strong problem-solving skills for creating technical solutions to business problems.
• Practical experience with Agile methodologies, SAFe frameworks, and DevOps practices.

Preferred Qualifications

• Direct experience in software development.
• Proven track record of working in complex, cross-functional environments involving multiple stakeholders.
• Strategic thinker with extensive technical knowledge who excels in high-impact, cross-platform settings.